Deekstar Free Insurance Information Image-click here for homepage Bookmark Page

Translate all Articles into 35 Languages!

Translate



Medical Bankrupticies: What You Can Do To Protect Yourself


First the bad news: about 2,000,000 personal bankruptcies each year are caused by unexpected medical expenses. Of all those people, 1,500,000 have (or had) health insurance before they ran into difficult financial straights.

But wait a minute. Isn't the whole idea behind health insurance - security? The financial security that comes from knowing that you're covered if something goes wrong with your body? You say you're covered, but what if your medical "situation" exceeds your policy limits? Then what?

No one wants that to happen, so the question is: are there other options? For instance, is there a way to "insure" against getting sick in the first place? Most people assume that's not possible, but personally, I disagree.

Several years ago my wife Sandy and I stumbled onto a very unusual health product. We both had our own experiences with it and have seen it work miracles for others.

But before going there, I'd like to explain something. To me, health insurance should be about staying healthy. In China, for instance, doctors used to be paid only if they kept you healthy. That's what I call real health insurance. And although the U.S. has some of the best-trained, dedicated physicians in the world, heart disease, cancer, strokes, and autoimmune diseases are all on the rise.

Clearly, our health isn't being protected - at least not to an appreciable extent. The medical paradigm in the U.S. is mostly about treating symptoms, not fostering health. And while we're all very grateful to doctors for all their efforts, symptom treatment is intrinsically short-sighted.

If symptom treatment was effective in restoring health, people would be getting well and staying well. But that's not what usually happens.

There's a growing movement of people who've recognized the shortcomings of the traditional medical/pharmaceutical "health" model. They're not stupid. For instance: 106,000 annual deaths from properly prescribed prescription drugs sure got my attention when I heard the news. Check it out on the net. It's a fact.

OK. So everyone knows there's a problem. Again, the question is: are there options out there and if so, what are they?

As I was saying earlier, there is an option. I can say that because I have personal proof. Four years ago, I was diagnosed with a heart condition called atrial fibrillation. It wasn't painful per se, but the irregular, spasmodic poundings inside my chest were very disconcerting.

My wife Sandy and I were in Maui when a friend of ours told us about something called glyconutrition. Now, I'm a fairly open-minded kind of a guy and I've been interested in health supplements for a long time, so I decided to try it. (By the way, nothing I was taking before then was helping my heart condition). After a few months, the condition went away. It hasn't returned since.

Sandy also had a positive health reversal. She was in a lot of pain from neck surgery she'd had seven years earlier. She also decided to try the glyconutrients. It took a little longer for her, but her pain subsided and surgery was avoided.

My point in telling you these two stories is that we saved a ton of money and who knows how much pain and suffering by not having to undergo surgery. I don't know if my atrial fibrillation would have led to a worsening condition requiring surgery, but I do know that Sandy was considering a second neck surgery before we heard about glyconutrients.

Since then, we've learned a lot more about the science behind glyconutrients and why this new category of nutrient is turning around so many health conditions for so many people.

Even highly trained medical doctors and surgeons are taking notice. Case in point: Dr. Ben Carson is the department head of pediatric neurosurgery at Johns Hopkins Medical Center. A severe form of prostate cancer led him to discover glyconutrients. Long story short: he attributes to them his complete recovery. He now recommends glyconutrients to all his patients, to his staff and others as well.

Without going into a lot of complicated detail, science now has a pretty good idea about why glyconutrients seem to be helping so many different kinds of health conditions. The bottom line is this: enhanced cell-to-cell communication.

Glyconutrients provide the body with highly specialized building blocks that the body transforms into communication molecules that all cells use. Without an adequate supply of these molecules, communication starts to break down and illness starts to creep in.

The reason glyconutritional supplements are so effective is this: our diets suck. Let me explain. If we got all the nutrients we needed in our diet, we'd rarely get ill. By the way, the scientific evidence to support that statement is huge.

But because 90 percent of the food we eat is processed (devoid of essential, health-promoting nutrients) and for a number of other reasons, we're not getting the nutritional build blocks our bodies need in order to stay disease-free.

Bottom line: understand the powerful relativity between the nutrients we consume and the state of our health.

So to reiterate - there are options for warding off illness and medically related bankruptcy. Just don't look for them in the current medical - pharmaceutical - health insurance paradigm. Look for them in the emerging science of glycobiology - the same science that's starting to describe the cellular mechanisms behind the major health recoveries that thousands of glyconutrient users are now reporting.

David Lear is an independent nutrition researcher and free-lance writer. His main interest is in cutting-edge supplements that improve health and reverse illness. For further information, visit http://www.glycoresults.com


MORE RESOURCES:

Reuters

Ohio Woman Who Wrote President of Insurance Woes Back In Hospital
ABC News (blog)
Natoma Canfield, the Medina, Ohio cleaning woman and cancer surivivor who could no longer afford to pay for her skyrocketing insurance premiums -- and whose ...
Obama Gets Tough on Health Care FraudNew York Times
Getting Rid of Health Insurance Would Improve Healthcare QualityThe Moderate Voice
Health plans may have to submit rate hikes to regulatorsChicago Tribune
Zanesville Times Recorder -FOXNews (blog) -University Daily Kansan
all 3,059 news articles »


Washington Post

Va. assembly approves bill to bar health-insurance mandate
Washington Post
Proponents of the measure said the federal government should not force private citizens to enter into private contracts for insurance. ...
Virginia Assembly Gives Green Signal to Bill to Evade Government's ...TopNews United States

all 671 news articles »


The Hindu

Chile earthquake cost insurers up to $7 bn
Sify
/EFE) Last month's magnitude-8.8 earthquake in Chile cost insurance companies between 2.92 billion euros ($4 billion) and 5.15 billion euros ($7 billion), ...
Swiss Re puts Chile quake insurance cost at $4-7BNThe Associated Press
Swiss Re Sees $4-$7 Billion Insurance Losses From QuakeABC News
Insurers Brace For Disaster Hit To 2010 EarningsWall Street Journal
MarketWatch -The Epoch Times -ABC News
all 221 news articles »


A.M. Best Places Ratings of Tenet Insurance Company Ltd Under Review With ...
MarketWatch (press release)
The rating actions follow the recent announcement of the acquisition of Tenet by Sompo Japan Insurance Inc. (Sompo Japan). On March 8, 2010, ...

and more »


MiamiHerald.com

Fed Shoulders AIG Loan Losses to Ease Sale of Unit to MetLife
BusinessWeek
... asset” by MetLife, which is also indemnified from losses on one of the UK businesses it will acquire in the purchase of American Life Insurance Co. ...
AIG Continues To RallyFinancial Advisory
Consultant: AIA-Prudential Deal Could Prompt Japan Life MergersInsurance News Net (press release)
AIG sells Alico off to MetLifeFT Adviser
ABC News -NPR (blog) -BusinessWeek
all 1,730 news articles »


Central Florida News 13

Insurance Companies Might Require Proof Of Repairs
CBS 4
A home in Gulfport, Miss., damaged by Hurricane Katrina is shown with a sign indicating the owner is a State Farm insurance policy holder in this Sept. ...
Senate panel approves property insurance measureMiamiHerald.com
More new Florida property insurers in troubleBusinessWeek

all 71 news articles »


Medicare terminates prescription drug contract with Fox Insurance Company
McKnight's Long Term Care News
The Centers for Medicare & Medicaid Services on Tuesday ended its contract with Fox Insurance Company after an on-site review revealed serious policy ...
Medicare Cancels Part D Contract with Fox InsuranceTucson Citizen
Arkansas offers extra help for prescriptionsBaxter Bulletin

all 28 news articles »


TopNews United States

Few customers collecting from health-care settlement
Capitol Weekly
De La Torre also is a candidate for state insurance commissioner, who has jurisdiction over part of the health-insurance industry. ...
Settlements over dropped insurance lanquishSan Francisco Chronicle
ABC, CBS, NBC Join Obama's Attack on Insurance CompaniesBusiness Media Institute
Calif. regulators defend rescission settlementsBusinessWeek
PR Newswire (press release) -eMaxHealth -CounterPunch
all 100 news articles »


Group reports 2009 loss, targets further cost savings in restructuring drive
MarketWatch
LONDON (MarketWatch) -- Insurance and investments group Old Mutual said Thursday it plans to reduce its exposure to the US ...
Old Mutual strategic shake-up disappointsReuters
Old Mutual hoists for sale sign over US armTimes Online
Old Mutual may list one U.S. unit, sell anotherMarketWatch

all 38 news articles »


Christian Science Monitor

Time for a national insurance program to cope with natural disasters?
Christian Science Monitor
Advocates of legislation to create a national insurance program say it's better to plan ahead than do a bailout after a natural disaster. ...

and more »

Google News

Tennis Ball Machines | Online Shopping Mall | Price Comparison UK | Beatles Box Set | ebay Auctions | Women's Shopping | Buy Movies Mp3's | Jewelry Shopping | Site Map
Google
 
© InsuranceProviderOnline Dot Info. Insurance Services Information 2006 - 2009